INVESTED: December Edition

Good morning! As 2024 wraps up, this month’s Invested newsletter highlights Viewpoint Foundation’s community-driven initiatives in mental health, financial literacy, and the arts. We also explore market trends like rising coffee and cocoa prices, climate-driven chili changes, and expert investment insights for 2025. Plus, check out tips for lasting New Year’s resolutions and 2024’s groundbreaking firsts in our festive More to Explore section. Happy reading!

VIEWPOINT SPOTLIGHT

THE SPIRIT OF GIVING

Established in 2001, Viewpoint Foundation supports the Van Wielingen family’s philanthropic mission, partnering with over 100 charitable organizations across Canada and beyond. While focusing on 20 key initiatives, its reach extends to diverse causes. In the spirit of giving, this month’s Viewpoint Spotlight highlights the Foundation’s ongoing impact in the community throughout 2024.

Investing in Our Community: A Look at 2024

In 2024, Viewpoint Foundation supported initiatives in mental health, arts, financial literacy, and community development. Key projects included Mount Royal University’s mental health center, United Way’s Indigenous-led events, and Trellis Society’s housing efforts. Curious how philanthropy is transforming communities? Discover the meaningful work these organizations accomplished this year!

*BONUS CONTENT* Nurturing Responsible Wealth Inheritors

As the year ends, we revisit our March Invested article, Nurturing Responsible Wealth Inheritors, highlighting how families can prepare the next generation for wealth stewardship through communication, financial literacy, and shared decision-making. With the “Great Wealth Transfer” reshaping philanthropy and financial planning, these insights remain timely and essential as you plan for 2025 and beyond.

DECEMBER’S INVESTMENT PULSE

FROM HEAT TO SWEET: KEY TRENDS UNCOVERED

Cocoa Market on the Brink of Big Price Surge

Cocoa prices soared to $12,000 per tonne before dropping to $7,000, but a lasting decline seems unlikely. Supply deficits, weather disruptions, and disease outbreaks in West Africa threaten production, while global inventories hit record lows. Could a chocolate crisis be looming as cocoa prices climb? Find out more in this Financial Times article.

Coffee Rises to Record After Trader Cuts Brazil Crop Outlook

Coffee prices hit record highs as drought-hit Brazil and weather-challenged Vietnam struggle with reduced harvests, fueling fears of a global supply crunch. Arabica futures surged over 80% this year, driven by shrinking stockpiles and rising demand, especially from China. With production falling behind demand for a fifth straight year, roasters brace for price hikes. Could your next cup cost more than ever? Read more in this article from Bloomberg.

Chili Peppers Are Losing Their Heat as the World Gets Warmer

Climate change is disrupting global chili production, making peppers milder, reducing harvests, and driving up prices. Farmers struggle with unpredictable weather, while chefs adjust recipes by blending different chilis to maintain flavor. With rising temperatures threatening the “taste of place” linked to this essential spice, the future of chili-based cuisine is uncertain. Learn more in this Bloomberg article.

PODCAST PICK

UNLOCKING INSIGHTS, ONE EPISODE AT A TIME

Goldman’s Hatzius and Kostin on Markets and Macro in 2025

Uncertainty looms large for investors as policy shifts, labour market concerns, inflation risks, and AI’s unpredictable impact shape the economic landscape. In this podcast from Odd Lots, Goldman Sachs experts Jan Hatzius and David Kostin discuss key market drivers and what to expect in the coming year. How should investors navigate these turbulent times? Listen in for more info.

MORE TO EXPLORE

CURATED READS FOR THE INQUISITIVE

New Year’s Resolutions: Top 120 Examples & Tips for 2025

Setting New Year’s resolutions is easy—sticking to them is the real challenge. With 91% of people abandoning their goals by mid-January, success requires a structured approach. Focus on SMART goals, schedule time for priorities, and track progress regularly. Ready to make 2025 your best year yet? Discover actionable strategies for lasting success in this motivating article from Reclaim AI!

24 Things That Happened for the First Time in 2024

From scientists detecting water on an asteroid for the first time to Claudia Sheinbaum becoming Mexico’s first female president, 2024 was a year of groundbreaking milestones. Historic achievements spanned politics, science, sports, and culture, redefining possibilities on Earth and beyond. Which remarkable firsts captured the world’s attention? Discover 24 unforgettable moments in this New York Times article.